Presentations

Global Financial Planning Group is pleased to provide our clients with access to various financial and educational information.

Jackson National Life Insurance Company®

Global Financial Planning Group would like to share with you the innovative LifeGuard presentation from Jackson National Life Insurance Company. In it, you will learn how the LifeGuard benefit, available in JNL's Perspective Family of Variable Annuities, can provide you income for life with absolutely no need to annuitize.

Before investing, investors should carefully consider the investment objectives, risks, charges and expenses of the variable annuity and its underlying investment options. The current contract prospectus and underlying fund prospectuses, which are contained in the same document, provide this and other important information. Please contact us or the Company to obtain the prospectuses. Please read the prospectuses carefully before investing or sending money.

Jackson National Life’s® guaranteed minimum withdrawal benefit (GMWB) referred to in the presentation is LifeGuard 5SM, which allows for up to a 5% annual withdrawal. There are other GMWB choices available, but only one may be elected per contract. JNL also reserves the right to limit the availability of LifeGuard to the issue date and not allow election on future contract anniversaries. A decision to purchase should not depend on availability of LifeGuard after issue.

The “For-Life” guarantee is limited to the duration of the contract owner’s life or, with joint owners, the duration of the joint owner’s life who dies first. If at the time of the withdrawal, the sum of all withdrawals taken in a contract year is greater than (1) the Guaranteed Annual Withdrawal Amount (GAWA), or (2) in the case of certain minimum required distribution (MRD) withdrawals for owners aged 701.2 and older at the time of the withdrawal, the current calendar year’s MRD based on the value of this contract only, the GWB and/or GAWA may be prematurely reduced and the “For-Life” guarantee is null and void. The owner must specify that the withdrawal is an MRD. If withdrawals do not exceed the GAWA or the MRD for this contract, the GAWA remains unchanged. JNL reserves the right to limit availability of LifeGuard 5 to the issue date and not allow election on future contract anniversaries. Your decision to purchase should not depend on the availability of LifeGuard 5 after issue. See the prospectus for more information.

Guarantees are backed by the claims-paying ability of Jackson National Life Insurance Company and do not apply to the principal amount or investment performance of the separate account or its underlying investments. Variable annuities involve investment risks and may lose value. A variable annuity is a long-term, tax-deferred investment vehicle designed for retirement. Earnings are taxable as ordinary income when distributed, and if withdrawn before age 59½, may be subject to a 10% federal tax penalty.

LifeGuard 5 is an optional benefit available in the Perspective Family of Variable Annuities (VA210, VA220, VA410 and VA600) issued by Jackson National Life Insurance Company (Home Office: Lansing, Michigan) and distributed by Jackson National Life Distributors, Inc. Member NASD. May not be available in all states and state variations may apply. Contracts have limitations and restrictions, including withdrawal charges, recapture charges and excess interest adjustments.


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Global Financial Planning Group, LLC - 3155 W. Big Beaver Road - Suite 123 - Troy, MI 48084
Phone: (248) 643-4820 - Email: info@gfpgroup.com

Securities offered through Mutual Service Corporation. Member FINRA and SIPC

Advisory Services offered through Global Financial Planning Group, LLC. - Global Financial Planning Group, Mutual Services Corporation and LPL Financial are not affiliated.